Structured Finance Analyst

Company: Navient
Location: Herndon
Posted on: January 22, 2025

Job Description:

At Navient, we believe people are our greatest asset. Whether you're a client or a colleague, integrity, passion, and commitment guide everything we do. We believe it's possible to hold one another to a high standard while fostering a supportive and inclusive workplace. Through trust, innovative collaboration is possible. After all, great ideas can come from anyone - maybe the next one will come from you.As a Structured Finance Analyst, you will assist in developing new, and execute existing, financial models, analyze and report on portfolios, construct and analyze data files from internal and external sources, and aggregate loan assets into transactions that meet market and rating agency requirements. As a member of our high performing and highly visible Structured Finance team, you will serve as a liaison between Corporate Finance and internal Navient partners while continuing to develop and apply your understanding of financial markets, cash flow analysis, and financial modeling, as well as your skills in developing efficient logic and effectively evaluating, validating, and interpreting process results to solve challenges and identify opportunities for the team and the Corporate Finance group. Specifically, the analyst will work with senior team members to develop and execute models and other processes and then analyze, summarize, and present the results to internal and external partners. The Structured Finance team, in concert with other business and operational partners, will utilize this information to draw conclusions, make recommendations, and implement strategies to enhance and grow Navient's ABS program and the organization.This is a hybrid role and is expected to work onsite in our Herndon office on Tuesdays and Wednesdays. Areas of responsibility include: Perform supporting analysis for new and existing ABS transactions and funding vehicles

• Support the preparation of information for the rating agencies and prospectus and execute existing processes to analyze asset performance.Perform tasks needed to support Corporate Finance data analytics
  • Assist, and/or lead, the creation and execution of new models and processes and enhance documentation of existing models and processes.
  • Process data into a consumable format for use by internal groups.Perform ad hoc analyses to support requests by management
    • Assist with and/or perform analysis as needed of existing securitizations and facilities, potential transactions, and other available assets.
    • Assist with and/or perform analysis as needed to respond to rating agency and other queries.Work across Corporate Finance and with Accounting, Credit Risk, and Operations to support optimal financial execution of corporate initiatives
      • Support existing models and processes and asset performance expectations for portfolio acquisition analysis and apply knowledge of asset performance to support trust operations, trust administration, and the finance data group as needed.Communication and Presentation
        • Work with the team to translate analyses and recommendations into effective communication materials to present for peer review and to senior analysts.
        • Incorporate visualization techniques to support the relevant points of the analysis and increase the understanding for less technical audiences.
        • Collaborate with other team members to deliver analysis/findings in a manner that conveys understanding to management, garners support for recommendations, drives business decisions, and influences business strategy.
        • Serve as a point of contact for internal partners.MINIMUM REQUIREMENTS
          • Bachelor's Degree- Economics, Mathematics, MIS, Statistics, Finance, or Engineering preferred. Other areas of study may be considered based on experience.
          • 2+ years' experience with financial modeling/analysis. Additional equivalent education above the required minimum may substitute for experience.
          • 2+ years' experience in Microsoft Excel and Access or similar business intelligence tools. Additional equivalent education above the required minimum may substitute for experience.
          • Financial analysis, statistical, and modeling skills.
          • Strong verbal and written communication skills.PREFERRED QUALIFICATIONS
            • Experience in financial services/student loan industry.
            • Experience with Tableau, or other reporting/business intelligence tools.
            • Experience with Hadoop and/or Oracle database systems.
            • Creativity, critical thinking, intuitive, and problem-solving skills.
            • Familiarity with and interest in learning new analytical tools.
            • VB, VBA, SAS and/or SQL experience.
            • Familiarity with credit risk, default, and/or prepayment modeling and other analytical techniques.All offers of employment are contingent on standard background checks. Navient and certain of its affiliated companies are federal, state and/or local government contractors. Should this position support a Federal Government contract, now or in the future, the successful candidate will be subject to a background check conducted by the U.S. Government to determine eligibility and suitability for federal contract employment for public trust or sensitive positions. Positions that support state and/or local contracts also may require additional background checks to determine eligibility and suitability.EOE Race/Ethnicity/Sex/Disability/Protected Vet/Sexual Orientation/Gender Identity. Navient Corporation and its subsidiaries are not sponsored by or agencies of the United States of America.Navient is a drug free workplace.

Keywords: Navient, Franconia , Structured Finance Analyst, Accounting, Auditing , Herndon, Virginia